Cleaning Business Insurance

 

Public Liability Insurance for Cleaning Business

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GLEAMING INSURANCE are specialist insurance brokers to the cleaning industry and can provide 

your business with the level of specialist protection it needs.

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Cleaning Business Insurance is something that should be arranged by every cleaner to help protect them from the financial outcomes of any mistakes.

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Insurance for a cleaning business can be complicated, but we have done much of the up-front underwriting to make getting a quote really simple. If you operate an insurance cleaning business then you can get your quote in minutes.

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Insurance for Cleaning needs to have some really specific covers in place.

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We can include cover for:

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Damage to Property Worked On

 

This covers you if you are accused of damaging whatever you are cleaning. Without this extension to your cover, you would be left dealing with the matter on your own.

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Treatment Risks

 

If you use solutions or chemicals during the cleaning process (including bleach) then you probably know it is common for damage to be caused by such products.  Such damage is covered under the Treatment Risks extension.  Many insurers exclude treatment risks, but Gleaming Insurance includes this vital protection.

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Loss of Customers' Keys

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If you are responsible for holding keys for your customers then you will need to ensure you have cover should you lose them.  Our policy provides key holding cover as standard.

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Failure to Secure a Customer's Premises

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When you leave the premises you have cleaned you may be responsible for locking up and setting alarms and if you fail to do this you could be liable should anyone break into the premises. Our policy covers you for such occurrences.

 

Losses from Dishonesty

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You will have undoubtedly made checks on all your staff or self-employed cleaners but you could still be exposed to potential claims should one of them decide to steal from your customers.  The insurer will pay for the sums you have to pay as compensation to your client following fraud and dishonesty.  However, they will not make any payments for your client's losses;

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• where you do not have a suitable reference for the employee covering the period of at least 2 years immediately prior to commencement of employment with you; 

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• unless you notify us of such losses during the period of insurance or within 30 days of the expiry of the period of insurance; 

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