Commercial Cleaning Insurance

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Public Liability Insurance for Commercial Cleaning

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GLEAMING INSURANCE are specialist insurance brokers to the commercial cleaning industry and can provide your business with the level of specialist protection it needs.  We are recognized and approved by many trade associations as specialists in the industry.

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If you need to have public liability insurance for commercial cleaning work then GLEAMING INSURANCE are able to help you with that.

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Insurance for Commercial Cleaning needs to have specific extensions in place to help protect you and your business should the worst happen.

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We can include cover for:

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Damage to Property Worked On

 

This covers you if you are accused of damaging whatever you are cleaning whether that be a carpet, sofa or soft furnishings. Without this extension to your cover, you would be left to deal with the matter yourselves.

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Treatment Risks

 

If you use solutions or chemicals during the cleaning process (including bleach) then you probably know it is common for damage to be caused by such products.  Such damage is covered under the Treatment Risks extension.  Many insurers exclude treatment risk, but we can include it for you.

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Loss of Customers' Keys

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If you are responsible for holding keys for your customers then you will need to ensure you have cover should you lose them.  Our policy provides key holding cover as standard.

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Failure to Secure a Customer's Premises

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When you leave the premises you have cleaned you may be responsible for locking up and setting alarms and if you fail to do this you could be liable should anyone break into the premises. Our policy covers you for such occurrences.

 

Losses from Dishonesty

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You will have undoubtedly made checks on all your staff or self-employed cleaners but you could still be exposed to potential claims should one of them decide to steal from your customers.  The insurer will pay for the sums you have to pay as compensation to your client following fraud and dishonesty.  However, they will not make any payments for your clients' losses;

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• where you do not have a suitable reference for the employee covering the period of at least 2 years immediately prior to commencement of employment with you; 

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• unless you notify us of such losses during the period of insurance or within 30 days of the expiry of the period of insurance;