Carpet Cleaners Insurance
Safeguard your business with carpet cleaners insurance tailored to your needs
Carpet Cleaners Insurance from Gleaming Insurance
At Gleaming Insurance, we provide tailored insurance designed specifically for the carpet and upholstery cleaning industry. With years of experience, we understand the risks your business faces and offer comprehensive protection to keep you covered. Recognized and approved by many trade associations, we’re proud to be a trusted name in the industry.
Why Carpet Cleaners Insurance Matters
Carpet cleaning comes with unique challenges, so having the right insurance in place is crucial. Not all insurers offer the same level of coverage, but Gleaming Insurance ensures your policy includes vital protections to safeguard your business and reputation.
Key Covers for Carpet Cleaning Businesses
Our Public and Employers Liability Insurance for carpet cleaners includes essential extensions to provide complete peace of mind:
Damage to Property Worked On: Accidents happen, and cleaning carpets, sofas, or soft furnishings can sometimes cause damage. Our cover protects you if you’re accused of damaging the items you’re working on, so you’re not left to handle claims on your own.
Treatment Risks: Cleaning solutions and chemicals, including bleach, can occasionally cause damage during the cleaning process. Unlike many insurers who exclude treatment risks, our policy includes this important protection, so your business stays secure.
Loss of Customers’ Keys: Misplacing customers’ keys can be a major issue. Our policy includes key holding cover as standard, protecting you against such incidents.
Failure to Secure a Customer’s Premises: If you’re responsible for locking up or setting alarms after cleaning and fail to do so, you could be liable for break-ins. Our policy covers you in these situations, keeping your business protected.
Losses from Dishonesty: Even with thorough checks on your staff or self-employed cleaners, theft can happen. Our insurance compensates for claims of fraud or dishonesty by employees. However, suitable employee references (covering two years before employment) and prompt notification of claims are required.
Employers Liability Insurance for Carpet Cleaners
If you employ or work with self-employed cleaners on a PAYE basis, you’re legally required to have Employers Liability Insurance. It doesn’t matter how they’re paid—if they work for you, they must be covered under the Employers Liability (Compulsory) Insurance Act 1969.
Whether you have one cleaner for a few hours a week or a full team working long hours, this legal obligation applies to every business.
We make getting Carpet Cleaners Insurance simple and hassle-free. By including key extensions like treatment risks and damage to property worked on, our policies provide complete protection tailored to your needs. Let us help you protect your business and stay compliant with the law. Contact us today to get a quote!
Contact Gleaming Insurance
If you’d like some independent insurance advice or a specialist cleaning insurance quote for your business, please contact our experienced team via email or start your online quote.